Transaction fees US

For businesses based in the United States, we support a number of card and non-card payment methods. Fees for each payment method, assessed per successful payment, are listed below.

International payment methods

Name	Description	Fee
iDEAL	is a Netherlands-based bank redirect payment method.	1.5% + 80¢
giropay	is a German bank redirect payment method.	2.9% + 30¢
EPS	is an Austria-based bank redirect payment method.	3.1% + 30¢
Bancontact	is a bank redirect payment method used in Belgium.	2.9% + 30¢
Korean payment methods	Accept wallets and all local cards in South Korea without a local entity.	3.1% + 30¢
Przelewy24	is a bank redirect payment method used in Poland.	4.7% + 30¢
SEPA Direct Debit	is used to debit bank accounts within the Single Euro Payments Area (SEPA) region.	1.5% + (0.8% + 30¢ capped at $6.00) + $5.00 for failed payments and $15.00 for disputes
Sofort	is a bank redirect payment method used in Europe.	2.9% + 30¢
Multibanco	Multibanco is a push-based, single-use and synchronous method of payments for users in Portugal.	4.45% + 30¢
Pre-authorized debits in Canada	Stripe users in Canada and the United States can accept pre-authorized debit payments.	1.5% + (1% + 30¢ capped at $4.00) + 80¢ fee applies per instant verification. 4.00 for failed or disputed pre-authorized debit payments

Wallets

Name	Description	Fee
Alipay	is a digital wallet payment method used in China.	4.4% + 30¢
Amazon Pay	is a Wallet payment method that lets hundreds of millions of Amazon customers pay their way, every day.	4.4% + 30¢ and $15.00 for disputed Amazon Pay payments and + 1.5% if the payment is completed with an international card
Apple Pay	Allow customers to securely make payments using Apple Pay on their iPhone, iPad, or Apple Watch.	4.4% + 30¢ and + 1.5% if the payment is completed with an international card
Cash App Pay	enables customers to frictionlessly authenticate payments in the Cash App using their stored balance or linked card.	4.4% + 30¢
Cash App Pay	enables customers to frictionlessly authenticate payments in the Cash App using their stored balance or linked card.	$15.00 for disputed Cash App Pay payments. + 1.5% if the payment is completed with an international card
Click to Pay	Accept payments via Secure Remote Commerce in your existing Stripe integration.	4.4% + 30¢ and + 1.5% if the payment is completed with an international card
Google Pay	Google Pay allows customers to make payments in your app or website.	4.4% + 30¢ and + 1.5% if the payment is completed with an international card
WeChat Pay	Is a digital wallet popular with customers from China.	4.4% + 30¢

Cards

Name	Fee
Online payments	4.4% + 30¢

Bank debits and transfers

Name	Description	Fee
USD Bank Transfer	Bank transfers provide a safe way for customers to send money over bank rails.	1.5% + (0.5% capped at $5.00), 50¢ fee per successful domestic refund and $15.00 per Wire payment
ACH Direct Debit	ACH Direct Debit is a reusable, delayed notification payment method	1.5% + (0.8% capped at $5.00) for standard settlement. 2.7 % for two-day settlement. $1.50 per instant bank account validation. $4.00 for failed ACH Direct Debit payments and $15.00 for disputed ACH Direct Debit payments.**

Affirm (Buy Now, Pay Later)

Payment method	Description	Fee
Pay in 4 & Monthly Installments	Affirm is a buy now, pay later payment method in the US.	7.5% + 30¢

Afterpay (Buy Now, Pay Later)

Payment method	Description	Fee
Pay in 4 & Monthly Installments	Afterpay includes two payment options: 4 interest-free payments (Pay in 4) and installments for 6 or 12 months (Monthly Installments)	7.5% + 30¢

Klarna (Buy Now, Pay Later)

Region	Countries	Price for all payment methods
North America	Canada, United States	7.49% + 30¢
DACH & Northern Europe	Austria, Belgium, Germany, Netherlands, Switzerland	4,49% + 45¢
Nordics	Denmark, Finland, Norway, Sweden	4,49% + 40¢
Rest of Europe	Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom	7.49% + 45¢

Updated on: 08/16/2024